Ukuba ujonge ukuthenga i-semi-lori kodwa ufuna ukonga imali, ungakhathazeki! Kukho iindlela ezininzi zokuxhasa ngemali ezikhoyo ezinokukunceda ukuba uhambe emva kwevili lelori yakho yephupha. Kule post yebhlog, siza kuphonononga iindlela ezahlukeneyo zokuxhasa ngemali ukuthenga kwakho, nokuba ukhangela ilori entsha okanye esele isetyenzisiwe.
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IiNdlela zokuXhobisa ngemali yokuThenga iSemi-lori
Iilori ezimfutshane zihlala zibiza ngaphezulu kwe-100,000 yeedola, isixa esibalulekileyo kubantu abaninzi ukuba baphuhlise ngokuzimeleyo. Nangona kunjalo, iindlela ezininzi zokuxhasa ngemali ziyafumaneka ukuze kuthengwe ilori. Ungafumana imali-mboleko yemoto ebhankini okanye kwimanyano yamatyala, ufake isicelo senkxaso-mali kumthengisi welori, okanye ukuqesha ilori ufuna.
Ukuthenga iSemi-lori eNtsha
Inyathelo lokuqala lokuthenga i-semi-lori entsha kukufumana umthengisi welori ohloniphekileyo onikezela ngemali. Unokufumana olu lwazi kwiwebhusayithi yomthengisi. Nje ukuba ufumene abathengisi abambalwa, lixesha lokuthenga ilori efanelekileyo! Nje ukuba ufumene ilori yakho egqibeleleyo, thetha nomthengisi malunga neenketho zemali.
Uninzi lwabathengisi belori banikezela ngeendlela zokuxhasa ngemali ngokusebenza nebhanki okanye umanyano lwamatyala ukuze ufumane imali-mboleko okanye ngokunikezela ngemali yangaphakathi. Inkxaso-mali yangaphakathi kuxa umthengisi ekunika imali-mboleko ngokuthe ngqo. Kungaba lukhetho olulungileyo ukuba unetyala elibi kuba umthengisi unokuzimisela ngakumbi ukusebenza nawe.
Ukuba uthatha isigqibo sokuxhasa ngemali ilori yakho ngomthengisi, qinisekisa ukuba ufumana yonke into ebhaliweyo, kubandakanya nenqanaba lenzala, iintlawulo zenyanga kunye nobude bemali-mboleko. Kwakhona, qiniseka ukuba akukho mali ifihliweyo okanye iintlawulo. Nje ukuba ube nawo onke amaphepha ngokulungeleleneyo, lixesha lokusayina kumgca onamachaphaza kwaye uqhube ilori yakho entsha ukuya ekhaya!
Ukuqesha iSemi-lori
Ukuba ufuna ikhredithi elungileyo, ukuqesha ilori ufuna enye inketho. Ukuqesha ilori kuyafana nokuqesha a imoto, apho wenze iintlawulo zenyanga kwaye ubuyisele ilori ekupheleni kwesivumelwano. Oku kunokuba lukhetho oluhle kakhulu ukuba ufuna imali yokuhlawula phantsi. Nangona kunjalo, khumbula ukuba xa uqeshisa ilori, uya kuba noxanduva lwawo nawuphi na umonakalo, kuquka izibonda, imikrwelo, kunye neengxaki zenjini. Qinisekisa ukuba uyawafunda amaphepha amancinane phambi kokuba utyikitye naziphi na izivumelwano zokuqeshisa.
Izinto eziluncedo ngokuba neSemi-lori
Ukuba ne-semi-lori kuza neenzuzo ezininzi, kubandakanya:
- Ukuqala ishishini lakho: ungasebenzisa ilori yakho ukuthutha iimpahla okanye ukubonelela ngeenkonzo zothutho.
- Ukwenza imali eninzi: Abaqhubi belori bakwimfuno ephezulu kwaye banokuziphilisa kakuhle. Ukuba ne-semi-lori yeyona ndlela ibalaseleyo ukuba ujonge ukufumana ingeniso eyongezelelweyo.
- Ukujonga ilizwe: Ukuba uthanda ukuhamba, ukuba nelori kuya kukuvumela ukuba uphonononge kwaye uthathe ixesha lakho ukuze ubone zonke izinto ezibonelelwa yiMelika.
Ngaba Ukuba Nelori eSemi-ilori kuneNzuzo?
Ishishini leelori libalulekile kuqoqosho lwaseMerika, luthutha iimpahla ezixabisa amawaka ezigidi zeerandi nyaka ngamnye. Ngelixa ishishini liye labethwa kanobom ngubhubhani we-COVID-19, kusengenzeka ukwenza ingeniso ngokuba ne-semi-lori.
I-Cargo Transport Alliance ithi i-avareji ye-gross per ilori iphakathi kwe-$4,000 kunye ne-10,000 yeedola ngeveki. Abanini-abanini beenkampani zabo zelori kunye nokulawula imisebenzi banokufumana umvuzo weveki ukuya ekhaya we-$ 2,000 ukuya kwi-$ 5,000. Abatyali-mali abathenga kwaye baqeshise iilori kwiinkampani zelori banokuzuza ukusuka kwi-500 yeedola ukuya kwi-2,000 yeedola ngeveki. Ngaphandle kwemiceli mngeni kushishino lwelori, kusekho ingeniso yengeniso.
Izizathu eziqhelekileyo zokuSilela phakathi kwabanini-abaSebenzisi
Ukungaqondi iNdleko eyiNyaniso yokuPhatha iShishini
Esinye sezizathu eziphambili zokuba abanini-baqhubi basilele kukusilela kwabo ukuqonda eyona ndleko yokuqhuba ishishini labo. Ngelixa banokukwazi ukwenza inzuzo ngexesha elifutshane, iindleko ezifana nokugcinwa kwelori, amafutha kunye nezinye iindleko eziguquguqukayo zinokutya ngokukhawuleza umvuzo wabo ekuhambeni kwexesha. Oku kunokukhokelela ekuthathweni kwezigqibo ezigwenxa kwaye, ekugqibeleni, ukonakaliswa kwemali.
Ukuthintela oku, abanini-zithuthi kufuneka babe nokuqonda okucacileyo kweendleko zabo kunye nengeniso. Oku kuquka:
- Ukulandelela rhoqo iindleko zabo kunye nengeniso.
- Ukusebenzisa isoftware yokubala.
- Ukufuna iingcebiso kwiingcali zemali ukuba kuyimfuneko.
Ukuphepha Indlela Yokuphila eCwangcisayo
Esinye isizathu esiqhelekileyo sokuba kutheni abanini-baqhubi basilele kukuhamba ngendlela yokuphila. Oku kwenzeka xa indlela yokuphila yomntu ngokuthe ngcembe iwudlula umvuzo wakhe, nto leyo ebangela ukuba achithe imali eninzi kunokuba abe nako ukuyifikelela. Umzekelo, umnini-opharetha ophucula ilori yakhe okanye angene kwindlu ebiza kakhulu unokuqonda impembelelo yezi ndleko xa sele kusemva kwexesha.
Ukunqanda indlela yokuphila enkenenkene, ukugcina imali yobuqu neyeshishini yahlukene kubalulekile. Ukongezelela, kubalulekile ukwenza uqingqo-mali uze unamathele kulo, uphepha iindleko ezingeyomfuneko.
isiphelo
Abanini-abanini abaphumeleleyo kwishishini lelori bayayiqonda indleko yokuqhuba ishishini labo kwaye baphephe indlela yokuphila. Abo basilelayo ukwenjenjalo baya kuzifumana sele bengasebenzi kwiminyaka nje embalwa. Ukuba ucinga ukuba ngumnini-opharetha, phanda kwaye uqonde imiceli mngeni onokujamelana nayo. Ngokuqonda ngokucacileyo iindleko kunye nemingcipheko echaphazelekayo, unokuzibeka kwindawo yokuphumelela.
