Lo ngumbuzo obuzwa ngabantu abaninzi kule mihla nanjengoko uqoqosho lukwimeko embi kwaye abantu befuna iindlela zokonga imali. Ukuthenga ilori entsha ayisiyonto inexabiso eliphantsi emhlabeni, kodwa kukho iindlela zokufumana isivumelwano esihle.
Ngokutsho kwedatha ye-Kelley Blue Book, ixabiso eliqhelekileyo lelori entsha laliyi-$ 38,361 ngoJuni 2020. Ezi ntsuku, nangona kunjalo, idatha ye-KBB ibonisa ukuba ixabiso eliqhelekileyo ilori entsha imalunga ne-$41,105. Oko kuthetha ukunyuka kwe-7.20% kwixabiso eliqhelekileyo lelori entsha ngonyaka nje. Oku kutsiba kubalulekileyo kunokubangelwa yimiba eyahlukeneyo, kubandakanywa ukunyuka kwamaxabiso kunye nokunyuka kwemfuno.
Ngaphandle kwemiceli mngeni ebangelwe ngubhubhane, abathengi abaninzi basekwimarike yemoto entsha. Ngenxa yoko, abavelisi banokubiza ngaphezulu kwiilori zabo. Ngethamsanqa, uninzi lwezivumelwano zisenokwenziwa ukuba uyazi ukuba ujonge phi. Ke, ungatyhafiswa lixabiso lesincamathelisi ukuba ufuna ilori entsha. Ungafumana into enkulu kwilori egqibeleleyo ngophando oluthile.
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Ngaba iilori luTyalo-mali oluLungileyo?
Ewe, iilori zilutyalo-mali olulungileyo. Babambe ixabiso labo ngcono kunezithuthi ezininzi kwimarike kwaye bakhelwe ukuhlala. Ilori lukhetho oluhle kakhulu ukuba ukhangela isithuthi esiya kukunika iminyaka yenkonzo engenazinkathazo.
Xa kuziwa kwiilori, zininzi iindlela ezahlukeneyo zokuzenzela kunye neemodeli onokukhetha kuzo. Abanye abantu bakhetha ukuthenga iilori ezenziwe eMelika, ngelixa abanye bekhetha iimodeli zaseJapan okanye zaseKorea. Akukho mpendulo ichanekileyo okanye ingalunganga xa ukhetha ilori. Konke kuxhomekeke kwizinto ozikhethayo.
Enye into omele uyikhumbule kukuba iilori zizithuthi ezibiza imali eninzi. Ngokuqhelekileyo zibiza kakhulu kunee-sedans okanye ii-SUVs kwaye zifuna ukulungiswa okungaphezulu. Ukuba awukakulungeli ukuchitha imali kwilori, unokuba ngcono xa usebenzisa olunye uhlobo lwesithuthi.
Iilori lutyalo-mali olukhulu kodwa lufanelekile ukuba ufuna imoto ethembekileyo neyomeleleyo. Yenza uphando lwakho phambi kokuthenga ilori ukuze ufumane eyona nto ingcono. Ngomzamo omncinci, unokufumana ilori enkulu eya kukusebenzela kakuhle iminyaka.
Yimalini Ukugcina ilori?
Iindleko zokugcina ilori ixhomekeke ekwenzeni kunye nomzekelo welori, kunye nokuba uyisebenzisa kaninzi kangakanani. Masithi usebenzisa isithuthi sakho xa usiya emsebenzini okanye endleleni. Kwimeko enjalo, ungalindela ukuchitha ngaphezulu kwisondlo kunomntu oyisebenzisela ukuhamba ngamaxesha athile kuphela.
Iilori zifuna utshintsho lwe-oyile rhoqo kunezinye iimoto ezininzi kuba zineenjini ezinkulu. Ukutshintsha kwe-oyile ngokuqhelekileyo kubiza phakathi kwe-$ 30 kunye ne-$ 100, kuxhomekeke kuhlobo lweoli esetyenzisiweyo kunye nalapho uyenzile. Kuya kunceda ukuba nawe ucwangcise ukuba neyakho amatayara ajikeleza kwaye alungelelene rhoqo kwiinyanga ezimbalwa. Ukujikeleziswa kweTire kudla ngokuxabisa phakathi kwe-$20 ne-$50.
Kubalulekile ukuhambisana nokugcinwa kwelori yakho ukuyigcina ikwimeko entle. Ukungahoyi ukwenza ulungiso oluthe gqolo kunokukhokelela ekulungiseni okuxabisa imali eninzi ezantsi kwendlela. Ukuba usafuna ukumisela ukuba kufuneka uyithathe kangaphi ilori yakho ngenkonzo, jonga incwadi yemigaqo yomnini wakho okanye ubuze kumkhandi.
Ingaba yimalini ukuKhusela ilori?
Iindleko ze-inshurensi yelori ixhomekeke kwindlela yokwenza ilori kunye nemodeli kunye nembali yakho yokuqhuba. Ukuba unerekhodi elicocekileyo lokuqhuba, unokulindela ukuhlawula ngaphantsi kwe-inshurensi kunomntu onembali yeengozi okanye ukuphulwa kwemithetho yendlela.
Ngokomyinge, ukwenza i-inshurensi ilori ixabisa i-1600 yeedola ngonyaka. Nangona kunjalo, le mali inokwahluka kakhulu ngokuxhomekeke kwilori kunye nemodeli kunye nenkampani yeinshurensi oyisebenzisayo. Ke ngoko, ukuthenga ngeenxa zonke kwi-inshurensi ngaphambi kokuthenga ilori kubalulekile ukuze ufumane elona zinga lifanelekileyo.
Yeyiphi eyona Lori ilungileyo onokuyithenga?
Eyona ilori ingcono ukuyithenga yeyona ifanele iimfuno zakho. Qwalasela imodeli enegunya elaneleyo lehashe kunye nomthamo wokutsala ukuba ufuna ilori yomsebenzi. Ukuba ujonge ilori yemisebenzi yolonwabo, khetha enye enobuchule obungekho endleleni.
Kuba iilori ezininzi ezigqwesileyo zikhona, ukuphanda ngaphambi kokuthenga kubalulekile. Qwalasela ibhajethi yakho kunye neemfuno, emva koko ukhethe ilori efanelekileyo. Ungafumana ilori egqibeleleyo ukuze ihambelane neemfuno zakho ngomzamo othile.
Yimalini omele uyihlawule kwiLori eSetyenzisiweyo?
Imali omele uyihlawule kwilori esetyenzisiweyo ixhomekeke ekwenzeni kwayo, imodeli, kunye nemeko. Ungalindela ukuhlawula ngaphezulu ilori esetyenzisiweyo ikwimeko entle kuneyo efuna umsebenzi.
Ukuba uthenga ilori esetyenzisiweyo kumthengisi, lindela ukuhlawula phakathi kwe-$ 15,000 kunye ne-$ 30,000. Ungafumana isivumelwano esingcono kumthengisi wabucala. Nangona kunjalo, hlola ilori ngumkhandi phambi kokuba ugqibezele ukuthenga, ukuze wazi ukuba ufumana ntoni.
Ixabisa malini ukubhalisa ilori?
Ukubhalisa ilori kuxhomekeke kwindawo ohlala kuyo-kumazwe amaninzi, ukubhalisa ilori kubiza phakathi kwe-$ 100 kunye ne-$ 200. Xa uhlahlo lwabiwo-mali lwelori yakho entsha, yiba neendleko zokubhalisa. Ukuba nawo onke amaphepha ayimfuneko phambi kokuba uqhube isithuthi sakho kwiindlela zikawonke-wonke kubalulekile.
isiphelo
Njengoko kubonisiwe, izinto ezininzi ezifuna ukuqwalaselwa xa kusenziwa uhlahlo lwabiwo-mali lwelori entsha. Phanda kwaye uthelekise amaxabiso phambi kokuthenga ukufumana ilori egqibeleleyo ukuze ihambelane neemfuno zakho ngaphandle kokwaphula ibhanki.
