Kurenda Rori Kunoshanda Sei?

by Laurence Perkins // mukati mari

Kurenda rori inzira yakanaka yekuenda kuseri kwevhiri remhando yaunofarira pasina kutyora bhangi. Kurojesa marori kwave kuwedzera kukurumbira sezvo kuchipa akawanda mabhenefiti pamusoro pekutenga kana kurenda. Zviri nyore uye zvinogona kupedzwa mumatanho mashoma ari nyore.

Mukati

Kusarudza Mutengesi Anoremekedzwa kana Kambani Yekurenda

Kutanga, tsvaga mutengesi ane mukurumbira kana kukodha kambani. Makambani mazhinji anopa marori leasing, saka zvakakosha kuti utsvage usati waita sarudzo. Kana uchinge wawana kambani yaunonzwa wakasununguka nayo, danho rinotevera nderekusarudza iyo rori yaungade kurojesa.

Chikwereti Chikumbiro uye Chibvumirano chekurenda

Mushure mekutora rori yaunoda kurojesa, nhanho inotevera kuzadza chikumbiro chechikwereti. Izvi zvichabatsira kambani yekurenda kuona yako yekubhadhara pamwedzi uye pasi yekubhadhara mari. Kana chikumbiro chako chechikwereti chabvumidzwa, kusaina chibvumirano chekurenda ndiko kunotevera.

Kuita Mari Yako Yekutanga Mwedzi

Danho rekupedzisira pakurenda rori kuita muripo wako wekutanga pamwedzi. Kana wangobhadhara yako yekutanga, unogona kutora rori uye unakirwe nemabhenefiti ese anouya nawo. Kurenda rori inzira yakanaka yekuwana mota yaunoda usinganetseki nekuita mubhadharo wakakura. Naizvozvo, zvifunge kana iwe uri mumusika werori nyowani.

Zvakanakira Kukwereta Rori

Kuhaya rori kunopa zvikomborero zvakawanda, kusanganisira kuwana rori itsva makore mashoma oga oga, mari shoma yemwedzi nemwedzi, uye mari yeinishuwarenzi inogona kuderera. Leasing inogonawo kupa mamwe mabhenefiti emutero. Nekudaro, zvakakosha kuti unzwisise zvinogona kukanganisa kuroja usati waita sarudzo, senge mibairo yepamusoro, zvirambidzo zvemamaira, uye muripo wekukurumidza kugumisa.

Zvakaipa Pakukwereta Mota

Chimwe chezvakanyanya kuipa pakurenda mota ndechekuti haumbofi wawana chero kuenzana mumotokari. Zvakangofanana nekurenda imba pakuti unobhadhara pamwedzi asi usina mugove wemuridzi paimba kana imba yacho yapera. Nemotokari, haugone kuitengesa kana kuitengesa kuti udzikise mutengo wemotokari yako inotevera. Leasing zvakare inowanzouya nezvirambidzo zvemamaira, uye unogona kubhadhariswa kudarika muganho. Uyezve, iwe une basa rekudzorera motokari iri mumamiriro ezvinhu akanaka, izvo zvinogona kudhura kana iwe uchifanira kugadzirisa kana kunyanya kusakara uye kubvarura. Zvese izvi zvinhu zvinofanirwa kutariswa usati wasaina chibvumirano kuti uve nechokwadi chekuti isarudzo yako chaiyo.

Leasing vs. Mari

Paunenge uchisarudza kukwereta kana kubhadhara mota, zvakakosha kuti utarise zvaunoda uye zvinangwa zvako. Kana chinangwa chako chikuru chiri chekuwana mari yakaderera pamwedzi, kurenda kungave sarudzo yako yakanaka. Kubhadharwa kwepamwedzi kwepamwedzi kunowanzova kwakaderera pane kubhadhara chikwereti chemotokari nokuti inobva pakuderera kwemotokari paunoityaira panzvimbo yemutengo wayo wekutenga. Zvisinei, hauzombofi uine motokari yacho zvachose, saka iwe uchagara uine mubhadharo wepamwedzi. Kune imwe, zvirambidzo zvemamaira kana mimwe mitemo inogona kudzikisira kushandisa mota yako. Saka kana iwe uchitsvaga kuchinjika uye kugona kugadzirisa rwendo rwako, mari inogona kunge iri sarudzo yako iri nani. Pakupedzisira, nzira yakanakisa yekusarudza ndeyekuyera zvaunoda uye kuona kuti ndeipi sarudzo inonyanya kukosha.

Kubhadhara Pazasi paMotokari Lease

Mubhadharo wepasi pamubhadharo wemotokari unowanzo kunzi capitalized cost reduction kana cap cost reduction. Makambani anokweretesa anoshandisa mari iyi kudzikisa mari yaunochajwa pamwedzi pakurenda, zvichideredza mari yaunobhadhara pamwedzi. Zvisinei, zvakakosha kuziva kuti kubhadhara pasi hakudzikisi mari yose yekukwereta motokari. Mutengo wese wekutenga mota uchiri kubhadharwa panguva yekurenda.

Ko Leases Inoratidza PaChikwereti Mishumo?

Kana iwe uchibhadhara kana kuhaya mota, mukweretesi anoshuma iyo account kune kiredhiti reporting bureaus. Ruzivo urwu runoonekwa pamushumo wako wechikwereti sechikwereti chechikamu pasi pechikamu cheakaundi account. Chikwereti chakanaka chinogona kubatsira nekuti chinobatsira kuratidza rekodhi yekudzorera zvine hungwaru.

Nekudaro, kukweretesa kunogona kuwedzera kukuvadza chikwereti chako kana uine kiredhiti yakaipa. Usati wasaina chero mapepa, unofanirwa kutarisa kiredhiti yako uye zvibodzwa kuti uone kuti marendi anokanganisa sei chikwereti chako. Unogona kuwana kopi yemahara yemushumo wako kubva kune yega yega matatu makuru makuru echikwereti kamwe pagore paAnnualCreditReport.com.

mhedziso

Mukupedzisa, kurenda mota kunogona kuve nzira yakanaka yekuwana zvese zvakanaka zvevaridzi pasina kuita mubhadharo wakakura. Nekudaro, pane zvimwe zvazvakaipira pakurenda izvo zvaunofanira kuziva usati waita sarudzo. Pakupedzisira, nzira yakanakisa yekusarudza ndeyekuyera zvaunoda uye kuona kuti ndeipi sarudzo inonyanya kukosha. Rangarira, mubhadharo wepasi pachirendi hauderedze mutengo wekurenda mota. Kurenda kunogona kukanganisa chikwereti chako zvakanaka kana zvakaipa, zvichienderana nemamiriro ako emari.

Nezve munyori, Laurence Perkins

Laurence Perkins ndiye anofarira mota anofarira kuseri kweblog My Auto Machine. Neanopfuura makore gumi echiitiko muindasitiri yemotokari, Perkins ane ruzivo uye ruzivo nehuwandu hwakasiyana hwekugadzira mota uye modhi. Zvaanofarira chaizvo zviri mukuita uye kugadzirisa, uye bhurogi rake rinovhara nyaya idzi zvakadzama. Pamusoro peblog rake, Perkins izwi rinoremekedzwa munharaunda yemotokari uye anonyorera mabhuku akasiyana emotokari. Maonero ake uye maonero ake pamotokari anonyanya kutsvakwa.