Marori matsva anogona kudhura, aine imwe nyowani ichidhura $40,000 kana kupfuura. Vanhu vazhinji vanoshuvira kuve nerori nyowani asi vanoda rubatsiro kuti vaone kuti vangaite sei kutenga. Sezvineiwo, nzira shoma dzinogona kuita kuti mutengo ugone kudzora.
Mukati
Nzira dzekutenga Rori Itsva
Imwe sarudzo ndeye kutenga rori zvachose. Iyi nzira inoda mari yakawanda mberi asi kazhinji inoguma nekubhadhara kwakaderera pamwedzi. Imwe sarudzo ndeyekubhadhara rori kuburikidza nebhangi kana dealership. Iyi nzira inosanganisira kubhadhara pamwedzi pane imwe nguva yakatarwa uye inogona kugadzirwa kuti ienderane nebhajeti remunhu.
Pakupedzisira, vamwe vanhu vanosarudza kuhaya rori panzvimbo pokuitenga. Iyi sarudzo inowanzoda mari yakaderera pamwedzi asi haibvumiri muridzi kuita chero shanduko yenguva refu kumotokari. Nzira dzose dziri nhatu dzine zvakanakira nekuipira, saka kunyatsoongorora imwe neimwe usati wasarudza.
Kusarudza Affordability
Kana iwe uri mumusika we rori itsva, zvakakosha kuti utarise bhajeti yako usati waita chero sarudzo. Mushure mezvose, rori chinhu chakakosha kutenga, uye iwe unoda kudzivirira kuzvidemba kwemutengi. Saka, unogona sei kutenga a rori itsva? Pane zvinhu zvishoma zvinokosha zvekufunga nezvazvo.
Kutanga, tarisa mamiriro ako emari iye zvino. Une zvikwereti zvauri kusara nazvo here? Wachengeta marii? Mari yaunowana pamwedzi ndeipi? Kupindura iyi mibvunzo kunokupa pfungwa iri nani yemufananidzo wako wemari.
Zvadaro, funga nezvemutengo wekuva muridzi. Kuwedzera pamutengo wekutenga, mimwe miripo, yakadai seinishuwarenzi, mafuta ekufambisa dzimotokari, uye kugadzirisa zvinhu, inofanira kufungwa nezvayo. Ita shuwa kuti waisa mari idzi mubhajeti yako usati watenga.
Pakupedzisira, funga nezvezvirongwa zvako zvenguva refu. Uri kuronga kuchengeta rori kwemakore akati wandei here? Kana iwe unoda kuitengesa kune nyowani modhi mushure memakore mashoma? Mhinduro yako ichabatsira kuona kana uchikwanisa kubhadhara mwedzi wega wega. Nekutora nguva yekufunga bhajeti yako uye mamiriro emari, unogona kuita sarudzo ine ruzivo nezve kana rori nyowani yakakunakira kana kwete.
Sei marori Matsva Achidhura Zvakadaro?
Kutenga rori itsva inogona kukurira nekuda kwemhando dzakasiyana, saizi, uye maficha. Imwe yesarudzo yekutanga kuita ndeye mari yekutenga. Iwe unogona kunge uchikodzera kuwana chikwereti chemotokari kubva kubhangi kana mubatanidzwa wechikwereti kana uine kiredhiti yakanaka. Zvisinei, marori matsva anodhura, neavhareji mutengo werori itsva inodarika $37,000 uye mamwe mamodheru achidhura kupfuura $60,000.
Kukwira kwemitengo yezvinhu nekushanda kunobatsira pamutengo wepamusoro wemarori. Mutengo wesimbi, aruminiyamu, nedzimwe simbi wawedzera, uye vagadziri vari kutarisana nemitengo yakakwira yematayi nemagetsi. Zvakare, mihoro yevashandi muindasitiri yemotokari yave ichikura, ichimanikidza vagadziri kukwidza mitengo. Kuwedzera kwemakwikwi kubva kune vagadziri vemotokari vekunze vakaita seToyota neHyundai kwamanikidza vagadziri vedzimba vakaita seFord neGM kukwidza mitengo kuti varambe vachikwikwidza.
Marori ave kuwedzera mukurumbira mumakore achangopfuura, zvichiita kuti mitengo ikwire. Nekudaro, marori mazhinji akashandiswa pamusika anokwanisika. Izvo zvakakosha kuita tsvakiridzo yakakwana kana uchitenga rori yakashandiswa, uchitarisa ngura, kukuvadzwa kwemafuremu, uye mamwe matambudziko anogona kudhura zvakanyanya mukufamba kwenguva.
Ko Avhareji Yemunhu Anogona Kutenga Mota Itsva?
Munhu wepakati anogona kutenga motokari itsva, asi zvakakosha kuyeuka kuti "avhareji" inoenderana. Mari yepakati pemhuri muUnited States inopfuura $50,000 chete, uye mutengo wepakati wemotokari itsva inosvika $36,000, zvichiita kuti ive mari yakakosha yekudyara.
Usati watenga motokari itsva, ongorora mari yaunowana, zvikwereti, uye mari. Paunenge uine mamiriro emari akajeka, unogona kutsvaga mota dzinoenderana nebhajeti yako. Funga nezvemutengo wekuva muridzi, kusanganisira inishuwarenzi, mafuta ekufambisa, uye kugadzirisa, kuti uone kana uchikwanisa kutenga motokari itsva.
Kuti uchengetedze mari pakutenga motokari yako itsva, taurirana nemutengesi, tora mukana wezvipo zvakakosha uye zvinokurudzira, kana kupa mari yekutenga kwako nechikwereti chakaderera. Imwe mhando yemhando yepamusoro inogona kukwana kana uchingoda mota yekufamba apo neapo.
mhedziso
Kutenga rori itsva kana motokari kunoda kunyatsofungisisa nezvemari, kusanganisira mutengo wokuva muridzi. Tsvagiridzo yakakwana, kutenga kwakapoteredza, uye kutaurirana kunogona kukubatsira kuwana zvakawanda pamotokari itsva inoenderana nebhajeti yako. Nekushivirira uye kushanda nesimba, unogona kuita sarudzo yehungwaru yemari yauchafara nayo kwemakore anotevera.
