Renting a Car Without a Credit Card or Deposit – The Challenges You Need to Know

If you are considering renting a car but don’t have a credit card or the necessary funds to cover a large deposit, chances are you’ve already encountered many obstacles. Renting without a credit card or an upfront deposit can be difficult and expensive. Even worst, in some cases, it may not even be possible since it will require you to provide some form of collateral or personal guarantor. This is because the rental company needs to ensure that their vehicle will be returned and all payments are secured and completed right after the rentals.


How to Rent a Car With No Deposit or Credit Card

There are possible ways to rent a car without either of these requirements. Here are a few tips:

  1. Search for companies that accept other forms of payment: The key is to research companies that allow you to use other payment options like cash, check, debit cards, or prepaid cards. Depending on the company, you may be able to rent a car for as little as 24 hours and up to several weeks. Just be aware of any additional fees or charges associated with the other payment methods. 
  2. Consider visiting an independent rental company: Many companies now offer special deals and discounts on car rentals without requiring a credit card or a security deposit. Not only can you save money, but many independently run rental companies also offer additional services such as airport pickups, GPS navigation systems, and supplemental insurance.
  3. Look into car-sharing options: Car-sharing services like Zipcar and Maven offer rental alternatives for people without access to a credit card or large deposit. All you need to do is be a member first, subject to certain restrictions. While the process can be quite tough, it may be worth considering if you don’t have the necessary funds or means to rent a car through traditional methods.

Rental Companies That Do Not Require a Deposit

  • Avis – This company do not require a deposit to either hold or complete the reservation. However, you must provide your driver’s license, credit card, and other documents to comply with their requirements.
  • Enterprise – It is the go-to rental company for those who have yet to intend to pay a hefty deposit. That said, for those customers looking for maximum flexibility and convenience, this company is an ideal choice. 
  • Hertz – If you want to rent a car but don’t want to worry about the hassle of a deposit, Hertz has you covered. They offer no-deposit car rentals in many locations around the world. Just a credit card and a valid driver’s license will do for identification reasons.
  • Alamo – It is also a good option for those who want to avoid paying a deposit. All you need to do is provide the necessary identification and your credit card, and you are all set. Alamo offers no-deposit car rentals in thousands of locations around the world.

Rental Companies With Low Deposits

  • Enterprise: This company is a wonderful rental car alternative for those searching for cheap transportation without breaking the bank. It is now simpler than ever to begin your rental with a $100 starting deposit—about 10% of what other companies charge.
  • Hertz: You can enjoy peace of mind knowing Hertz offers deposits for as low as $200. With such a small deposit requirement and competitive rates, Hertz is a viable option for anyone needing to rent a car temporarily. Their payment plans are also flexible so that you can rest assured that fitting your transportation needs into the budget isn’t an issue.
  • Discounts for AAA members and loyalty program members: AA and other loyalty program members can also take advantage, often getting even better deals than the general public. This makes it simple and quick for travelers to reserve their cars and lets them keep much more of their hard-earned money in their pockets.
  • Getaround: Their low deposit of just $150 makes them an ideal choice for customers interested in car rentals who want to take out only a small deposit. They offer clear and transparent pricing, allowing you to leave hidden costs behind.
  • Sixt: With low deposits that start at just $200, regardless of the rental car and length of the rental period, consumers can rest assured knowing that their money is going towards quality service. Sixt also provides special offers and discounts to maximize convenience and cost-effectiveness with no hassle.
  • Turo: They offer low deposits for their rentals, with the minimum being just $200. This makes it easier to secure a vehicle from them with a minimal upfront cost, allowing you to use your funds immediately toward your rental costs.
  • Alamo: It is one of the leading rental companies with low deposits, typically ranging from $300 to $400. Thus, renting a car with Alamo is incredibly convenient and affordable, allowing you to get on the road quickly and hassle-free. 

Payless Car Rental: Flexible Payment Options

At Payless Car Rental, customers get more than just flexibility in choosing their mode of transport since the company also allows for flexible payment options. With almost any form of payment accepted, from cash and traditional cards to prepaid cards, customers can enjoy a car rental without worrying about when or how they need to pay for it.  Indeed, Payless Car Rental provides convenient, easy, and hassle-free services, making it the most accessible rental payment option.

Tips for Avoiding Extra Charges When Renting a Car

Renting a car is an easy and convenient way to get around, but there are often extra charges that can be avoided. Firstly, it’s best to prevent rental locations at the airport due to their convenience fee – these fees are entirely separate from the cost of the rental itself. 

Additionally, most companies will charge you more if you don’t opt for full-coverage insurance immediately, so it’s worth researching beforehand to determine whether or not you already have coverage through your credit card or auto insurance policy. 

Finally, be sure that only experienced drivers are listed on the contract; typically, each additional driver tends to incur a nominal fee. When renting a car without a credit card or deposit, you can avoid these charges by utilizing the above tips and resources.

Final Thoughts

Renting a car without a credit card or deposit can be done by taking advantage of discounts for AAA and loyalty program members using companies like Avis, Getaround, Sixt, Turo, and Alamo, which offer low deposits. Of course, consider Payless Car Rental on your list, which provides almost all payment options, including prepaid cards. To obtain the best price while renting a car without a credit card or deposit, it’s important to shop around and compare prices to find the most cost-effective solution that fits your needs. 



About the author, Laurence Perkins

Laurence Perkins is the passionate car enthusiast behind the blog My Auto Machine. With over a decade of experience in the automotive industry, Perkins has knowledge and experience with a wide range of car makes and models. His particular interests lie in performance and modification, and his blog covers these topics in-depth. In addition to his own blog, Perkins is a respected voice in the automotive community and writes for various automotive publications. His insights and opinions on cars are highly sought-after.