Ingakanani imali engaphathwa iloli elihlomile? Zingaki izitaki zemali engazithwala ngesikhathi esisodwa? Nakuba lena kuyimibuzo evamile, impendulo iyinkimbinkimbi kunalokho umuntu angase akucabange. Lokhu okuthunyelwe kubhulogi kuzodingida ama-nuances wezokuthutha zamaloli ezikhali kanye nenani lemali elingathwala.
Ngokuvamile, amaloli ahlomile athwala imali ephakathi kuka-$500,000 no-$800,000 noma nini, kodwa izici ezimbalwa zingathinta le nombolo. Esokuqala uhlobo lweloli elihlomile elisetshenziswayo. Kunezinhlobo ezintathu eziyinhloko zamaloli ahlomile:
- Thayipha I: Lawa maloli angathwala phakathi kuka-$500,000 no-$750,000. Amabhange nezinye izikhungo zezezimali ngokuvamile zizisebenzisa njengezivame kakhulu.
- Uhlobo II: Lawa maloli angathwala phakathi kuka-$750,000 no-$800,000. Amaloli ohlobo lwe-II, asetshenziswa abenzi bobucwebe noma abanye abathengisi bamanani aphezulu, awavamile kunamaloli ohlobo I.
- Uhlobo III: Lawa maloli angathwala phakathi kuka-$800,000 no-$100 wezigidi. Zingajwayelekile kakhulu futhi zivame ukusetshenziswa abathengisi bedayimane noma abanye abathengisi bamanani aphezulu kakhulu.
Isici sesibili esithinta inani lemali iloli elihlomile elingathwala izinga lokuphepha ngesikhathi sokuthutha. Lapho kukhona ukulondeka okwengeziwe, imali iloli ingaba nayo eyengeziwe ngoba amaloli ahlomile aklanyelwe ukuthutha izizumbulu zemali ngokuphepha nangokuphepha. Lapho kukhona ukuvikeleka okwengeziwe, mancane amathuba okuthi imali izokwebiwa noma ilahleke.
Nakuba amaloli ahlomile angathwala kufika kuhhafu webhiliyoni ye-USD uma egcwele umthamo omkhulu, lokhu akuyona inkambiso. Iloli elijwayelekile elihlomile lithwala imali ephakathi kuka-$500,000 no-$800,000.
Kubalulekile ukukhumbula ukuthi amaloli ahlomile aklanyelwe ukuthutha izizumbulu zemali ngokuphepha nangokuphepha. Lapho kukhona ukuvikeleka okwengeziwe, mancane amathuba okuthi imali izokwebiwa noma ilahleke.
Okuqukethwe
Ingabe Imali Yeloli Lezikhali Iyalandeleka?
Imali yamaloli ezikhali iyalandeleka kubantu abaningi njengoba ibhili ngalinye linenombolo yomkhiqizo. Nokho, ngokwalabo abaziyo, lokhu akunjalo. Izinombolo zama-serial azirekhodwa phakathi kwezindawo zokuthutha, ngakho-ke ukulandelela izikweletu ngazinye akunakwenzeka. Kungase kubonakale kuyiphutha kwezokuphepha, kodwa kwenziwa ngamabomu.
Uma izinombolo ze-serial zilandelelwa, bekungenzeka ukuthi izigebengu ziqondise izikweletu ezithile futhi zizithuthele kwamanye amazwe lapho zingashintshwa khona zithole izimpahla noma amasevisi. Ukungalandeleli izinombolo zama-serial kwenza kube nzima kakhulu ukuthi izigebengu zithole imali. Nakuba imali yamaloli ezikhali ingase ingalandeleki, isavikelwe kahle.
Amaloli ahlomile anezinhlelo zokuphepha zesimanje ezenza kungenzeki nganoma ubani ukuthi antshontshe imali ngaphakathi. Ngakho-ke, nakuba ungase ungakwazi ukulandelela imali, ungaqiniseka ukuthi iphephile futhi ivikelekile.
Ingabe Amaloli Ahlomile Ayithola I-Rob?
Ukugebenga iloli elihlomile elithwele izigidi zamarandi ezintweni ezibalulekile kuyitulo elidumile kumafilimu aseHollywood. Nokho, kwenzeka kangaki ekuphileni kwangempela?
Ngokusho kwesizindalwazi senkampani yonogada yakwaBrink, amaloli abo abanjwa inkunzi ngokwesilinganiso kanye njalo eminyakeni emine. Nakuba lokhu kungase kungabonakali njengokuningi, uma kucatshangelwa amashumi ezinkulungwane zamaloli ahlomile nsuku zonke, kuyinani eliphawulekayo. Iningi lalezi zigebengu zenziwa ngamaqembu amadoda ahlomile aphoqa iloli ukuthi lime athathe imali nezinto ezibalulekile ngaphakathi. Kwezinye izimo, amasela aze adune iloli lonke.
Nokho, zikhona izindlela zokuvimbela ukugetshengwa okunjalo. Amaloli ahlomile ngokuvamile ahamba ngamaqoqo, enikeza amandla ngezinombolo. Ngaphezu kwalokho, abashayeli nonogada baqeqeshelwe izindlela zokushayela ukugwema futhi ngokuvamile bahlome ngezibhamu. Ngenxa yalokho, amaloli ahlomile ayizisulu eziyinselele kubaphangi.
Nakuba ukugebenga iloli elihlomile kungase kubonakale kulula kumamuvi e-Hollywood, kuyisiphakamiso esinzima empeleni, uma kubhekwa inani lezinyathelo zokuphepha ezithathiwe. Ngakho-ke, akumangalisi ukuthi izinhlobo ezinjalo zokuphanga ziyivelakancane.
Athwalani Amaloli Aphethe Izikhali?
Izimoto ezihlomile ziklanyelwe ukuvikela ezikuqukethe ezinsongweni ezihlukahlukene, okuhlanganisa amasela, ukucekelwa phansi kwempahla ngisho nokuhlasela kwamaphekula. Ingaphandle lalezi zimoto ngokuvamile zenziwe ngengilazi engangenwa izinhlamvu nensimbi, futhi ingaphakathi livamise ukulayishwa nge-Kevlar noma ezinye izinto ezimelana nezinhlamvu. Ukwengeza, amaloli ahlomile anezici zokuphepha ezifana namadivayisi okulandelela i-GPS nezinhlelo ze-alamu.
Okuqukethwe kweloli elihlomile kungase kwehluke kuye ngeklayenti, kodwa ngokuvamile zifaka imali enkulu, ubucwebe, izinsimbi eziyigugu, nezinye izinto ezibalulekile. Amaloli ahlomile agadwe onogada abahlomile abaqeqeshelwe ukuvikela okuqukethwe yimoto uma ihlaselwa. Ngenxa yalokho, amaloli ahlomile ahlinzeka ngokuphepha okuphezulu kwezinto ezibalulekile zamakhasimende abo.
Benza Malini Abashayeli Bamaloli Ezikhali?
E-United States, amaholo abashayeli bamaloli abahlomile kusuka ku-$19,114 kuya ku-$505,549, ngomholo omaphakathi wama-$91,386. Phakathi 57% of abashayeli bamaloli abahlomile yenza phakathi kuka-$91,386 no-$229,343, kanti amaphesenti angu-86 aphezulu athola u-$505,549. Abashayeli bamaloli ahlomile ngokuvamile banediploma yesikole samabanga aphezulu noma efanayo futhi kufanele baqedele ukuqeqeshwa emsebenzini. Kufanele futhi babe nelayisense yokushayela evumelekile futhi bahlangabezane nezidingo zombuso wabo kubashayeli bezentengiselwano.
Abashayeli bamaloli ahlomile bathutha izinto ezibalulekile futhi kungase kudingeke baphakamise amabhokisi asindayo nezikhwama zemali. Bangase futhi babe nomthwalo wemfanelo wokulayisha nokwehlisa imoto yabo. Ngezinye izikhathi, kungase kudingeke basebenzise unodoli noma iloli lesandla. Abashayeli bamaloli ahlomile ngokuvamile basebenza isikhathi esigcwele futhi kungase kudingeke ukuthi basebenze isikhathi esengeziwe, izimpelasonto, namaholide. Ezinye izinkampani zamaloli ahlomile zidinga ukuthi abashayeli bazo batholakale amahora angama-24 ngosuku.
Isiphetho
Amaloli ahlomile ayingxenye ebalulekile yemboni yezokuphepha, athutha izindodla zemali, ubucwebe, nezinye izinto ezibalulekile. Amaloli ahlomile ngokuvamile enziwa ngengilazi engangenwa izinhlamvu nensimbi futhi anezici zokuphepha ezifana namadivayisi okulandelela i-GPS namasistimu e-alamu. Ngakho-ke, kuyinselele ukugebenga iloli elihlomile.
