Ingakanani I-Semi Truck Insurance?

Ingabe amaloli amancane ayabiza ukuwaqinisekisa? Kunezici ezimbalwa ezithinta izindleko zomshwalense we-semi-truck. Isici esibaluleke kakhulu ubukhulu nesisindo seloli. Uma iloli lilikhulu futhi lisinda, umshwalense uzobiza kakhulu. Ezinye izici ezibamba iqhaza ekunqumeni izindleko zomshwalense we-semi-truck zihlanganisa irekhodi lokuphepha lenkampani, ulwazi lomshayeli, nohlobo lwempahla ethuthwayo.

Ngenkathi i-semi truck umshwalense ungabiza, kubalulekile ukukhumbula ukuthi uyingxenye ebalulekile yokusebenza kwebhizinisi lamaloli. Ngaphandle komshuwalense owanele, ingozi eyodwa ingase ilahlekelwe yinkampani. Ngakho-ke, kubalulekile ukuthi uthenge eduze futhi uqhathanise amanani avela kubadayisi bomshwalense abahlukene ukuze uthole ukufakwa okungcono kakhulu ngentengo ethengekayo.

Okuqukethwe

Uyinakekela Kanjani I-Semi?

Njengoba noma yimuphi umshayeli weloli azi, i-semi-loli iwutshalomali olukhulu. Ukuze ugcine umshini wakho wokuzibamba usendleleni, kubalulekile ukuwulungisa njalo. Nawa amathiphu amahlanu abalulekile okunakekela i-semi yakho:

Shintsha amafutha akho njalo

Lokhu kungenye yezinto ezibaluleke kakhulu ongayenza ukuze welule impilo yenjini yakho. Omakhenikha abaningi batusa ukushintsha uwoyela njalo ngamamayela ayi-5,000 noma ngaphezulu.

Hlola irediyetha yakho

Hlola njalo izinga loketshezi bese ubheka izimpawu zokuvuza. Uma ubona izinkinga, bheka umakhenikha ngokushesha okukhulu.

Hlola indawo yakho yamafutha

Isikhala samafutha sivumela umoya ukuthi ungene ethangini likaphethiloli njengoba ligcwaliswa. Ngokuhamba kwesikhathi, i-vent ingaba kuvinjiwe ngokungcola nemfucumfucu, okungadala izinkinga. Hlanza indawo yokukhipha umoya njalo ukuze uvimbele izinkinga.

Hlola amabhuleki akho

Amabhuleki angenye yezinto ezibaluleke kakhulu kwezokuphepha ze-semi-truck, ngakho-ke kubalulekile ukuqinisekisa ukuthi asebenza kahle. Hlola njalo amaphedi namadiski ukuthi agugile yini, futhi cela umakhenikha awahlole okungenani kanye ngonyaka.

Gcoba izingxenye ezihambayo

Ama-semi-truck anezingxenye eziningi ezihambayo, kusukela ekumisweni kuya esiteringini. Ukugcoba lezi zingxenye njalo kuzozigcina zisesimweni esihle futhi kuvimbele ukuguga ngaphambi kwesikhathi.

Njengoba ubona, kunezinto ezimbalwa okufanele uzikhumbule mayelana nomshwalense we-semi-truck kanye nokugcinwa kwawo. Ngokulandela lawa macebiso, ungasiza ekuqinisekiseni ukuthi isisetshenziswa sakho sihlala sisendleleni iminyaka ezayo.

Uligcina Kanjani ISemi-loli Lihlanzekile?

Kungakhathaliseki ukuthi ungumnikazi weloli lakho noma uqashisa inkampani yenethiwekhi, kubalulekile ukugcina iloli lakho elincane lihlanzekile. Iloli elihlanzekile alibukeki lingcono kuphela, kodwa lingasiza futhi ukunweba impilo yemoto futhi yenze ibe ngaphezulu ntofontofo ukushayela. Nawa amathiphu ambalwa angakusiza ugcine iloli lakho lihlanzekile:

  • Woza neshejuli yokuhlanza iloli lakho. Lokhu kuzokusiza ukuthi uhlale phezu kokuhlanza futhi uqinisekise ukuthi awuvumeli iloli lingcole kakhulu.
  • Thenga izinto zokusula ezibulala amagciwane. Lezi zingasetshenziswa ukuhlanza okuchithekile kanye nokungcola ngokushesha.
  • Gcina izicathulo/amabhuzu akho okusebenza endaweni yakho yokulala. Lokhu kuzosiza ukugcina indawo ihlanzekile futhi ingenalo ukungcola nodaka.
  • Thola ezincane - hhayi ezinkulu - izikhwama zikadoti ozozisebenzisa nsuku zonke. Lokhu kuzosiza ukuvimbela udoti ukuthi unganqwabelana enqoleni.
  • Faka imali ezitsheni zokugcina impahla. Lokhu kuzokusiza ukuthi ugcine izinto zihlelekile futhi uvimbele ukuthi zingahlakazeka eduze kwekhebhu.
  • Gcina i-vacuum cleaner encane elolini lakho. Lokhu kungasetshenziswa ukuhlanza ngokushesha noma yiluphi uthuli noma ukungcola okunqwabelene kukhebhu.

Kufanele Usebenze Kangaki Nge-Semi?

I-semi-trailer iwucezu lwesisetshenziswa esibalulekile sanoma yiliphi ibhizinisi elithembele ekuthuthweni kwempahla. Ukuze ugcine i-semi isesimweni esihle, kubalulekile ukuhlinzeka ngokulungiswa okujwayelekile kanye nesevisi. Ukuthi i-semi kufanele iseviswe kangaki kuncike ezintweni ezimbalwa, njengokuthi isetshenziswa kaningi kangakanani kanye nohlobo lwempahla ewuthwalayo.

Kodwa-ke, njengomthetho ojwayelekile, kuwumqondo omuhle ukusevisa i-semi njalo emavikini amane kuya kwayisithupha. Lokhu kuzosiza ukugcina injini isesimweni esihle futhi kuvimbele izinkinga ezingase zibe khona. Lapho uhlinzeka nge-semi, qiniseka ukuthi uhlanza i-trailer futhi wenze ukuhlola okubonakalayo. Lokhu kuzosiza ukuqinisekisa ukuthi i-semi iphephile futhi ilungele ukuthunyelwa okulandelayo.

Kufanele Uthole Kangaki Ukushintshwa Kwamafutha Ku-Semi-Truck?

Isikhathi eside kakhulu, isikhawu esijwayelekile sokushintsha uwoyela sasingamamayela angu-3,000 noma ngaphezulu. Nokho, lelo nani liye landa kakhulu ngentuthuko yakamuva ekusebenzeni kahle kwenjini nezindlela zikawoyela. Manje, abashayeli bamaloli abaningi badinga kuphela ukushintsha uwoyela NGEMVA kwamamayela angaba ngu-25,000.

Yiqiniso, le nombolo ingahluka kuye ngokuthi yenziwe/imodeli yeloli lakho kanye nemikhuba yakho yokushayela (uma wenza okuningi ukushayela nokuma, kungase kudingeke ukuthi ushintshe uwoyela wakho kaningi). Nokho, ngokuvamile, ukushintsha uwoyela njalo ngamamayela angu-25,000 kwanele. Ngakho-ke uma uzibuza ukuthi kufanele uthole kangaki ukushintshwa kwamafutha elolini lakho elincane, impendulo iba njalo ngamamayela angu-25,000.

Kufanele Ngiyisebenze Kangakanani I-Freightliner Yami?

Ayikho impendulo elingana nosayizi owodwa kulo mbuzo, njengoba imvamisa yesevisi izoncika ezintweni ezimbalwa, njengohlobo lweFreightliner onayo, ukuthi uyisebenzisa kangaki, kanye nezimo oyisebenzisayo. Kodwa-ke, njengomthetho ojwayelekile, kunconywa ukuthi iFreightliners inikezwe isevisi njalo ngamamayela angu-30,000 noma ngaphezulu. Yebo, kuhlale kungcono kakhulu ukuthi ubheke imanuwali yomnikazi wakho noma uchwepheshe weFreightliner ukuze uthole iseluleko esithile mayelana nokusevisa imoto yakho. Ngokulandela ishejuli yesevisi enconyiwe, ungasiza ekuqinisekiseni ukuthi iFreightliner yakho iyaqhubeka nokusebenza kahle nangempumelelo eminyakeni ezayo.

Isiphetho

Ngakho, yimalini umshwalense weloli elincane? Umshwalense weloli elincane uyizindleko ezibalulekile kunoma yiliphi ibhizinisi lamaloli. Izindleko zomshwalense omncane zizoncika ezintweni ezimbalwa, njengohlobo lweloli onalo, ukuhlinzekwa okudingayo, kanye nobukhulu bebhizinisi lakho. Kodwa-ke, ngokuthenga uzungeze futhi uqhathanise izingcaphuno, ungathola inqubomgomo ethengekayo ehlangabezana nezidingo zakho.

Mayelana nombhali, ULaurence Perkins

U-Laurence Perkins ungumshisekeli wezimoto onentshiseko ngemuva kwe-blog ethi Umshini Wezimoto Wami. Njengoba esenesipiliyoni seminyaka engaphezu kweshumi embonini yezimoto, uPerkins unolwazi namava ngezinhlobonhlobo zezinhlobo zezimoto kanye namamodeli. Izinto azithandayo zilele ekusebenzeni nasekuguquleni, futhi ibhulogi yakhe ihlanganisa lezi zihloko ngokujulile. Ngaphezu kwebhulogi yakhe, uPerkins uyizwi elihlonishwayo emphakathini wezimoto futhi ubhalela izincwadi ezihlukahlukene zezimoto. Imibono nemibono yakhe ngezimoto ifunwa kakhulu.