Lowo ngumbuzo abantu abaningi abawubuzayo kulezi zinsuku njengoba umnotho ubheda abantu befuna izindlela zokonga. Ukuthenga iloli elisha akuyona into eshibhe kakhulu emhlabeni, kodwa kunezindlela zokuthola imali enhle.
Ngokusho kwedatha ye-Kelley Blue Book, intengo emaphakathi yeloli elisha yayingu-$38,361 ngoJuni 2020. Nokho, kulezi zinsuku, idatha ye-KBB ibonisa ukuthi izindleko ezimaphakathi iloli elisha cishe $41,105. Lokho kusho ukwenyuka ngo-7.20% enanini elijwayelekile leloli elisha ngonyaka nje. Lokhu kweqa okubalulekile kungase kubangelwe izici ezihlukahlukene, okuhlanganisa ukwehla kwamandla emali kanye nesidingo esikhulayo.
Yize kunezinselelo ezilethwe yilolu bhubhane, abathengi abaningi basafuna izimoto ezintsha. Ngenxa yalokho, abakhiqizi bangakhokhisa ngaphezulu kwamaloli abo. Ngenhlanhla, amadili amaningi asengaba nawo uma wazi ukuthi ubheke kuphi. Ngakho-ke, ungadikibali inani lesitika uma ufuna iloli elisha. Ungathola okuningi elolini eliphelele ngocwaningo oluthile.
Okuqukethwe
Ingabe Amaloli Ayitshalomali Enhle?
Yebo, amaloli ayi-investimenti enhle. Zibamba inani lazo kangcono kunezimoto eziningi emakethe futhi zakhiwe ukuze zihlale. Iloli liyisinqumo esihle kakhulu uma ufuna imoto ezokunikeza iminyaka yesevisi engenazinkinga.
Uma kukhulunywa ngamaloli, kunezindlela eziningi ezahlukene kanye namamodeli ongakhetha kuzo. Abanye abantu bakhetha ukuthenga amaloli enziwe eMelika, kanti abanye bakhetha amamodeli aseJapan noma aseKorea. Ayikho impendulo efanele noma engalungile lapho ukhetha iloli. Konke kuncike kulokho okuthandayo.
Okunye okumele sikukhumbule ukuthi amaloli ayizimoto ezibizayo. Ngokuvamile zibiza kakhulu kunama-sedans noma ama-SUV futhi adinga ukulungiswa okwengeziwe. Uma ungakulungele ukusebenzisa imali elolini, ungase ube ngcono ngolunye uhlobo lwemoto.
Amaloli awutshalomali olukhulu kodwa kuwufanele uma udinga imoto ethembekile neqinile. Yenza ucwaningo lwakho ngaphambi kokuthenga iloli ukuze uthole idili elihle kakhulu. Ngomzamo omncane, ungathola iloli elikhulu elizokusebenzela kahle iminyaka.
Kubiza Malini Ukunakekela Iloli?
Izindleko zokunakekela iloli zincike ekwenziweni nemodeli yeloli, kanye nokuthi ulisebenzisa kaningi kangakanani. Ake sithi usebenzisa imoto yakho emsebenzini noma emgwaqeni. Uma kunjalo, ungalindela ukuchitha imali eningi ekulungiseni kunomuntu oyisebenzisela uhambo lwezikhathi ezithile kuphela.
Amaloli adinga ukushintsha uwoyela kaningi kunezinye izimoto eziningi ngoba anezinjini ezinkulu. Ukushintsha uwoyela ngokuvamile kubiza phakathi kuka-$30 no-$100, kuye ngohlobo lwamafutha asetshenzisiwe nokuthi uwenze kuphi. Kungasiza uma nawe uhlela ukuba neyakho amathayi ajikeleziswa futhi alinganisele njalo ezinyangeni ezimbalwa. Ukushintshwa kwamasondo ngokuvamile kubiza phakathi kuka-$20 no-$50.
Kubalulekile ukuhambisana nokugcinwa kweloli lakho ukuze uligcine lisesimweni esihle. Ukudebeselela ukulungisa njalo kungaholela ekulungiseni okubizayo emgwaqeni. Uma usadinga ukunquma ukuthi kufanele ulifake kangaki iloli lakho ukuze uthole isevisi, bheka imanuwali yomnikazi wakho noma ubuze umakhenikha.
Kubiza Malini Ukuqinisekisa Iloli?
Izindleko zokuqinisekisa iloli zincike ekwenziweni nemodeli yeloli kanye nomlando wakho wokushayela. Uma unerekhodi elihlanzekile lokushayela, ungalindela ukukhokha kancane ngomshwalense kunomuntu onomlando wezingozi noma wokwephulwa kwemithetho yomgwaqo.
Ngokwesilinganiso, ukufaka umshwalense iloli kubiza u-$1600 ngonyaka. Kodwa-ke, lesi samba singahluka kakhulu kuye ngokuthi iloli kwakhiwa kanye nemodeli kanye nenkampani yomshwalense oyisebenzisayo. Ngakho-ke, ukuyothenga umshwalense ngaphambi kokuthenga iloli kubalulekile ukuze uthole isilinganiso esingcono kakhulu.
Iliphi Iloli Elingcono Kakhulu Ongalithenga?
Iloli elingcono kakhulu ongalithenga yileli elihambisana nezidingo zakho kakhulu. Cabanga ngemodeli enamandla amahhashi amaningi kanye namandla okudonsa uma udinga iloli lomsebenzi. Uma ufuna iloli lemisebenzi yokuzilibazisa, khetha eyodwa enamandla angaphandle komgwaqo.
Njengoba amaloli amaningi amahle kakhulu etholakala, ukucwaninga ngaphambi kokuthenga kubalulekile. Cabangela ibhajethi yakho nezidingo, bese ukhetha iloli elifanele. Ungathola iloli ephelele ukuze ivumelane nezidingo zakho ngomzamo othile.
Kufanele Ukhokhe Yimalini Iloli Eselisetshenzisiwe?
Inani okufanele ulikhokhele iloli eselisetshenzisiwe lincike ekwenziweni kwalo, imodeli, nesimo. Ungalindela ukukhokhela iloli elisetshenzisiwe elisesimweni esihle kunalelo elidinga umsebenzi.
Uma uthenga iloli elisetshenzisiwe kumthengisi, lindela ukukhokha phakathi kuka-$15,000 no-$30,000. Ungathola idili elingcono kumdayisi ozimele. Nokho, hlola iloli ngomakhenikha ngaphambi kokuphothula ukuthenga, ukuze wazi ukuthi utholani.
Kubiza Malini Ukubhalisa Iloli?
Ukubhalisa iloli kuya ngokuthi uhlala kuphi—ezifundeni eziningi, ukubhalisa iloli kubiza phakathi kuka-$100 no-$200. Lapho wenza ibhajethi yeloli lakho elisha, faka izindleko zokubhalisa. Ukuba nawo wonke amaphepha adingekayo ngaphambi kokushayela imoto yakho emigwaqweni yomphakathi kubalulekile.
Isiphetho
Njengoba kukhonjisiwe, kunezici ezimbalwa ezidinga ukucatshangelwa lapho kwenziwa ibhajethi yeloli elisha. Cwaninga futhi uqhathanise amanani ngaphambi kokuthenga ukuze uthole iloli elifanele ukuze lihambisane nezidingo zakho ngaphandle kokuphula ibhange.
