Kurenda uye kuroja pfungwa mbiri dzakasiyana dzinowanzo shandiswa zvakasiyana. Kunyange zvazvo vose vachitaura nezvechibvumirano chekurenda, musiyano mukuru pakati pezviviri ndeurefu hwenguva iyo munhu anobvumirwa kushandisa chivako.
Kurenda kunosanganisira kushandiswa kwenzvimbo kwenguva yakareba uye kunyange ine sarudzo yekuvandudza, zvichiita kuti ive kuzvipira kwenguva refu. Kurenda, kune rumwe rutivi, kunoreva chibvumirano chenguva pfupi chepfuma chinogona kugara kubva pamazuva kuenda kumakore pasina kuvandudzwa. Munguva iyi, iwe unofanirwa kugamuchira chero shanduko kana kugadzirisa kuchibvumirano uye kubhadhara rendi zvinoenderana.
Kunzwisisa mutsauko pakati pezviviri zvinogona kukubatsira kuita sarudzo ine ruzivo kana iwe uchifunga nezvekuti kuhaya kana kuhaya rori yebhokisi. Zvichienderana nezvaunoda chaizvo, kukodha kana kuhaya rori yebhokisi kunogona kubatsira, kunyangwe uchangotanga mukambani kana wanga uchiita kwenguva yakati.
Mukati
Zvinhu Zvekufunga Pakusarudza Pakati Pekurenda uye Kurenda Rori Yebhokisi
Paunenge uchisarudza kurojesa kana kuhaya rori yebhokisi, zvinhu zvishoma zvakakosha zvinoda kutariswa. Zvimwe ndezvizvi:
- Kureba kwenguva iyo rori inodiwa: Leasing zvibvumirano zvinowanzowedzera kwemwedzi yakati wandei kana kunyange makore, uku kuroja kunopa kuchinjika uye nguva pfupi zvichienderana nezvido zvako. Kune zvinodiwa zvenguva refu, kurenda ndiyo yakanakisa sarudzo sezvo ichiwanzouya nemari yakaderera uye zviri nyore kugadzirisa zvinodiwa. Ukuwo, kurenda kunogona kunge kuri sarudzo inofarirwa yezvido zvenguva pfupi sezvo ichiwanzo kudhura asi kushoma kuzvipira pane kurenda.
- Budget: Kubhadhara bhokisi rori kunowanzobatanidza mari yakawanda yepamberi kubva pakupinda muchibvumirano chenguva refu uye kubhadhara kwakaderera. Zvisinei, kubhadhara pamwedzi kunowanzova kudiki kana iwe uchirenda pane kurenda. Kuhaya rori yebhokisi kunogona kudhura zvakanyanya munguva pfupi, asi nenguva shoma iripo, inogona kunge isiri iyo inodhura-inoshanda sarudzo.
- Zvinodiwa nerori: Saizi uye huwandu hwerori yaunoda inozopesvedzerawo sarudzo yako. Kuvepo kwemhando dzakasiyana uye hukuru hunogonawo kubatsira kuchisarudzo chako, pamwe chete nezvimwe zvinhu, senge firiji unit, inogona kuverengerwa. Kana iwe uchifunga nezve mamwe maitiro uye kukwidziridzwa, kukwereta kunogona kupa mabhenefiti makuru pane kuhaya rori.
- Flexibility: Leasing inopa kuchinjika kana uchisarudza yakanakira nguva yekushandiswa, uye kubhadhara kunowanzo kuve kwakadzikira kwenguva refu nekuda kwemaitiro ekuderedza. Zvichakadaro, kurenda kwakanyatsokodzera kushandiswa kwenguva pfupi sezvo uchigona kudzosera mota chero nguva pasina kubatwa chibvumirano.
- Maintenance: Nechibvumirano chekurenda, chero kugadziriswa kunodiwa kana kugadzirisa kunowanzo chengetwa nemuridzi wezvivakwa kana maneja, nepo rori rebhokisi rakarenda richida kuti muroja abhadhare muhomwe chero kugadziriswa.
Zvakanakira uye Zvakaipa zvekurenda Bhokisi Rori
Advantages:
- Zvimwe zvinokwanisika nekufamba kwenguva - Kuenzaniswa nekutenga bhokisi rori zvachose, kurojesa imwe inogona kukwanisika kupfuura kwenguva refu nekuda kwekuderera kwekubhadhara pamwedzi. Izvi zvinoita kuti inakidze sarudzo yemabhizinesi vachitsvaga kuchengetedza mari vachiri kuwana zvinhu zvavo kwavanoda kuenda.
- Kugona kugadzirisa rori kuti ikwane zvinodiwa - Nekurenda, vatengi vanogona kugadzirisa rori kuti ikwane zvavanoda zvekufambisa, ingave imwe nzvimbo yekuchengetera, injini ine simba, kana yakakura mubhadharo. Kugadzirisa uye kugadzirisa kunogonawo kuverengerwa pasina mutengo wepamberi zvichienderana nechibvumirano chekurenda.
- Zvinogona kubatsira mutero - Zvichienderana nerudzi rwebhizimisi, kukwereta bhokisi rori kunogonawo kuva nemigumisiro yemutero mukubvisa mamwe emitengo inobatanidzwa nerendi.
payakaipira:
- Inoda kuzvipira kwenguva refu - Kazhinji, zvibvumirano zvekurenda zvinogara mwedzi 12-24, zvichikuvharira kubva kazhinji kuchinjira kune nyowani modhi. Izvi zvinogona kunetsa kana iwe uchida kukwidziridza kana kushandura mabhureki kusati kwapera lease.
- Zvinogona kumberi mari uye mubhadharo - Leasing inogona kusanganisira yakakura-yepamberi mitengo yakadai sekubhadhara pasi, activation, uye muripo wekugadzirisa. Kana iwe ukatyora chibvumirano temu isati yapera, panogona zvakare kuve nemari yekukurumidza kumisa.
Zvakanakira uye Zvakaipa Pakurojesa Rori Yebhokisi
Advantages:
- Kuwedzera kuchinjika uye kupfupi kuzvipira - Kuhaya rori yebhokisi kunobvumira kushanduka-shanduka, sezvo zvisingadi kuzvipira kwenguva refu kumotokari uye inogona kudzorerwa munguva pfupi. Izvi zvinoita kuti inakidze kune avo vanoda mota kuti ishandiswe kwenguva pfupi asi vasingadi kutenga imwe chete.
- Hapana mari yepamberi kana mubhadharo - Kusiyana nekurenda, kurenda hakudi chero mari yekumberi kana mubhadharo. Izvi zvinoita kuti ive sarudzo inodiwa kune vanhu vane mari shoma iripo uye vanoda kushandiswa kwebhokisi rori asi vasingakwanisi kuzvipira kune chibvumirano chenguva refu.
payakaipira:
- Kunyanya kudhura nekufamba kwenguva - Kana tichienzanisa nekurenda, kurenda kuchadhura nekufamba kwenguva nekuda kwekushaikwa kwekuderedzwa kwerendi refu. Pamusoro pezvo, miganho yezuva nezuva inogona kudzora kuti iwe unogona kurenda rori kwenguva yakareba sei, uye izvi zvinogona kuguma nekubhadhara kwemazuva mazhinji kana rimwe chete richidikanwa.
- Zvishoma zvingasarudzwa zvekugadzirisa - Paunenge uchihaya bhokisi rori, mashoma maitiro ekugadzirisa anowanikwa. Kazhinji, kusarudzwa kwemarori kuchafanotemerwa uye haagone kuchinjwa kuti aenderane nezvinodiwa chaizvo.
Mazano eKutsvaga Madhiri Akanaka Paunenge uchirenda Bhokisi Rori
Kutsvaga nzira dzekuchengetedza mari pakurenda bhokisi rori kunogona kuve kwakaoma, asi mamwe matipi anogona kubatsira. Heano mamwe anobatsira:
- Enzanisa mitengo pakati pemakambani akasiyana kuti uwane yakaderera kana inokwanisika dhiri inokwanisika.
- Nyatso bvunza nezve zvizere zvemitengo, kusanganisira mutero uye muripo wekugadzirisa kumberi. Nenzira iyi, hauzobatiki wakarinda neanodhura ekuwedzera asina kuvharwa nechibvumirano chekutanga paunohaya rori.
- Ngwarira kushanduka kwemwaka mumitengo kuti uwedzere bhajeti yako uye chengetedza dhiri yakanakisa iripo. Ita tsvagiridzo yako pamhepo, ongorora makambani akasiyana, uye, kana zvichibvira, regedza panguva dzekunze-peak. Iri zano rinogona kukubatsira iwe kukora yakanakisa mwero pakurenda bhokisi rori pasina kupa nguva kana mhando.
- Kubatanidza mota dzakawanda muchibvumirano chimwe chete chekurenda kunogona kukupa iwe mukana wekutengesa mitengo, iyo inogona kunge yakadzikira pane kutenga wega. Kutsvaga vagadziri vakasiyana uye yavo iripo mapakeji madhiri anogona kukupa dhiri iri nani.
Rent-to-Own Sarudzo dzeBhokisi Rori
Kuisa mari murori yebhokisi ndiyo mhinduro huru kune avo vanoda kutakura zvinhu zvakakura nguva nenguva, asi kutenga imwe chete haisi nguva dzose sarudzo. Kune aya mamiriro, sarudzo dzekurenda-kune-pache dzinopa mhinduro yakakwana.
Zvibvumirano zvekurenda-kune-zvake zvinobvumira vatengi kuhaya bhokisi rori nesarudzo yekuitenga chero nguva panguva yekurenda. Iyi nzira inopa vatengi kuchinjika uye inogoneka kuchengetedza pakutenga kwakakura pane kutenga kumberi. Kunyangwe iwe uine bhizinesi diki kana kuti unoda zvimwe zvekufambisa kumapurojekiti ekupera kwevhiki, funga kuroja-kune-iwe senzira inoshanda yekutora bhokisi rori raunoda uye ive yako chaiyo kana nguva yako yekurenda yagutsikana.
Zvakanakira uye Zvakaipa zveRent-to-Own Options
Zvichienderana nemamiriro ezvinhu, sarudzo yekurenda kune mabhizinesi uye makondirakiti anoda mabhokisi marori anogona kubatsira. Nerudzi urwu rwechibvumirano, marori ebhokisi anogona kuwanikwa pane inogumira hurongwa nechinangwa chekupedzisira chevaridzi. Izvi zvinowanzo dhura zvakanyanya pane kutenga chaiko sezvo mushandisi achigona kubhadhara diki kwemwedzi yakati wandei pachinzvimbo chekudyara mazakwatira emari nekukasika.
Zvakadaro, sarudzo dzakadai dzinofanirwa kuyerwa zvine hungwaru sezvo panogona kunge painewo yakashata yakabatana nechibvumirano ichi. Izvi zvinosanganisira kushaikwa kwekushanduka-shanduka maererano nekuvandudzwa uye kugadziriswa kwemotokari mukati mehupenyu hwayo. Nezvizvi, zvakanakisa kubvunza vanachipangamazano vezvemari kuti uone kana kupinda pakuroja-kune-chako sarudzo kwakaringana pane zvaunoda zvebhizinesi.
Bottom Line
Paunenge uchisarudza pakati pekurenda kana kuhaya bhokisi rori, zvakakosha kufunga nezve mabhenefiti uye zvinokanganisa zvega rega rega. Kana iwe uchida zvifambiso zvenguva pfupi zvine bhajeti yeavhareji, kurenda kungave sarudzo yakanakisa sezvo isingade chero mutengo wepamberi, uye unogona kuve nechokwadi chekuti unoshandisa nguva yawakabhadharira.
Semuenzaniso, kana iwe uchingoda kushandisa rori yezuva rimwe chete, zviri nani kuroja pane kurojesa nekuti iyo yekupedzisira yakakodzera kubhadhara kwenguva refu yekurenda. Zvakare, zvakakoshawo kuenzanisa mitengo pakati pemakambani akasiyana uye kuongorora mapakeji ekupa kubva kune vanogadzira kuchengetedza madhiri akanaka, kuve nechokwadi chekuti iwe unowana zvakanyanya kubva mukudyara kwako.
Nekudaro, kana iwe uchida kuve nerori asi wakaomerwa pabhajeti, rendi-kune-yega sarudzo inobvumira vatengi kurojesa bhokisi rori uye kuitenga panguva yekurenda kuti uve muridzi wekupedzisira. Kuyera zvese izvi zvinhu nekungwarira usati wafunga kuti ndeipi nzira yakakunakira iwe kunozobatsira kuona kuti iwe unowana yakanakisa dhiri pasina kushandisa nguva yakawanda nemari.
Sources:
- https://www.maximinc.com/ebook-ultimate-buy-lease-rent-guide
- https://www.powerlease.com/blog/the-pros-and-cons-of-leasing-a-truck
- https://moving.tips/diy-tips/pros-and-cons-of-renting-a-moving-truck/
- https://evolutionmoving.com/pros-and-cons-of-renting-a-moving-truck/
- https://www.investopedia.com/updates/rent-to-own-homes/
